Terms and Conditions for Policy Insightz

Effective Date: February 12, 2025

Last Updated: February 12, 2025

Welcome to Policy Insightz (“Company,” “we,” “our,” “us”). By accessing and using our website (PolicyInsightz.com), you agree to the following Terms and Conditions. If you do not agree, please do not use our website.

1. Acceptance of Terms

By accessing and using Policy Insightz, you agree to comply with these Terms and Conditions, as well as our Privacy Policy. We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the website means you accept any changes.

2. Use of Website

You must be at least 18 years old to use this website.

You may not copy, distribute, or modify any content without permission.

You agree not to misuse, hack, or disrupt our website or services.

 Violation of these terms may result in termination of access.

3. Intellectual Property Rights

All content on Policy Insightz (including articles, logos, graphics, and images) is owned by us or licensed to us and is protected under copyright laws.

You may NOT:

Copy, reproduce, or distribute any content without permission.

Use our brand name, logo, or content for commercial purposes.

✔ You may share blog posts or insights with proper credit and a link back to our website.

4. Information Disclaimer (Not Financial Advice)

 Policy Insightz provides financial insights, news, and general educational content, NOT professional financial advice.

We recommend consulting with a licensed financial advisor, insurance expert, or legal professional before making financial decisions.

 We are NOT responsible for financial decisions made based on our content.

5. User Accounts & Subscriptions (If applicable)

• If you create an account, you are responsible for maintaining its security.

• You must provide accurate information and may not share your login details.

• We reserve the right to suspend or terminate accounts for violations of these terms.

6. Third-Party Links & Services

We may link to third-party websites, products, or services for your convenience.

 We are NOT responsible for:

The content, accuracy, or reliability of third-party websites.

Any transactions made with third-party services.

✔ Use third-party links at your own risk and review their privacy policies & terms before use.

7. Limitation of Liability

 We are NOT liable for:

Any financial losses, damages, or errors resulting from using our content.

Website downtime, technical issues, or errors beyond our control.

Any viruses or harmful components on third-party links.

 Use of this website is at your own risk.

8. Termination of Use

We reserve the right to suspend or terminate access to Policy Insightz at any time, without notice, if users:

Violate these Terms & Conditions.

Attempt to misuse or harm the website.

Engage in fraudulent, illegal, or harmful behavior.

Termination may be immediate and without refund (if applicable).

9. Governing Law & Dispute Resolution

✔ These terms are governed by the laws of [Your State/Country].

✔ Any legal disputes must be resolved through arbitration or courts in [Your State/Country].

If any part of these terms is found invalid, the remaining terms still apply.

10. Changes to These Terms

We may update these Terms and Conditions at any time. We recommend reviewing this page periodically.

Last updated on: February 12, 2025